No KYC · 0.05% fee · Instant top-up

Spend crypto. Just 0.05%. No paperwork.

Kardenom turns your crypto into a Visa Signature card you can swipe, tap or withdraw anywhere — with Apple Pay, Google Pay and ATM access. No KYC. Connect your wallet to start.

150+
countries
0.05%
fee
80M+
merchants
Kardenom Visa Signature card
Powered by Visa Signature
Non-custodial
4.9 / 5 · 12,400+ users
150+ countries
Kardenom dashboard preview

Why Kardenom

Everything you need. Nothing you don't.

No KYC required

Sign up with just your wallet. No documents, no waiting, no questions.

Spend crypto for just 0.05%

Industry-low 0.05% fee on top-ups. Convert and spend at the real rate, instantly.

ATM withdrawals

Withdraw cash from any ATM in 150+ countries worldwide.

Apple Pay ready

Add your card to Apple Wallet and tap to pay anywhere.

Google Pay ready

One-tap checkout on every Android device.

Worldwide acceptance

Backed by Visa Signature — accepted at 80M+ merchants globally.

How it works

From wallet to card in 3 steps

01

Connect your wallet

Link any crypto wallet — no email, no KYC, no waiting.

02

Get your card

Issue your virtual Visa instantly, or order the metal one.

03

Spend anywhere

Top up with crypto and pay in store, online or at any ATM.

Your card. Your control.

Lock and unlock instantly. Hide your card numbers. Track every transaction in real time. Issue a virtual card in seconds or order the premium metal Visa Signature.

  • Lock & unlock card from your phone
  • Show / hide card numbers anytime
  • Instant push notifications
Kardenom card

Questions?

Do I really need no KYC?+

Correct. Your wallet is your identity. We never ask for ID or personal documents.

What fees do you charge?+

Just 0.05% on crypto top-ups — one of the lowest in the industry. We use the real exchange rate at the moment of purchase.

Which crypto is supported?+

USDT, USDC, ETH, BTC, TON and more directly from your connected wallet.

Can I withdraw cash?+

Yes — at any Visa-supported ATM in over 150 countries.